/* =========================================================
   1) Variáveis & Base
   ========================================================= */
:root{
  --bg:#0a0a0b;
  --card:#121214;
  --text:#e9e9ee;
  --muted:#b0b0b5;

  --accent1:#7d1b2a;
  --accent2:#3f0c14;
  --accentGrad: linear-gradient(135deg,#7d1b2a,#3f0c14);
  --ring: rgba(125,27,42,.45);

  --silver:#bfc3c9;
  --silver-soft:#d4d8de;
  --silver-dark:#9aa0aa;

  --radius:16px;
  --shadow:0 10px 30px rgba(0,0,0,.35), 0 2px 8px rgba(0,0,0,.2);
}

*{ box-sizing:border-box }
html,body{
  background:var(--bg);
  color:var(--text);
  font-family:Inter,system-ui,-apple-system,Segoe UI,Roboto,Helvetica,Arial,sans-serif;
  line-height:1.5;
}
a{ color:inherit; text-decoration:none }
img{ max-width:100%; display:block }

/* Layout container */
.container{ max-width:1140px; margin:0 auto; padding:0 18px }

/* Utilidades */
.inline{ display:flex; gap:12px; align-items:center; flex-wrap:wrap }
.note{ color:var(--muted); font-size:.9rem }
.audio{ width:100%; margin-top:8px }
.hide-mobile{ display:inline-flex } /* some-only-on-desktop (esconde no @media) */


/* =========================================================
   2) Header & Alert
   ========================================================= */
.top-alert{
  display:flex; justify-content:center; align-items:center; gap:10px;
  background:rgba(125,27,42,.12);
  color:#ffdede;
  padding:10px 16px; font-size:.92rem;
  border-bottom:1px solid rgba(255,255,255,.06)
}
.top-alert .badge{
  background:var(--accentGrad);
  padding:4px 10px; border-radius:999px;
  font-weight:800; font-size:.78rem
}

/* ===========================
   Header (logo em imagem)
   =========================== */
header{
  position: sticky;
  top: 0;
  z-index: 50;
  background: rgba(10,10,11,.65);
  backdrop-filter: blur(10px);
  border-bottom: 1px solid rgba(255,255,255,.06);
}
.nav{
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 64px;
}
.brand{
  display: flex;
  align-items: center;
  gap: 12px;
  font-weight: 800;
  letter-spacing: .3px;
}
/* Logo em imagem (header) */
.logo-img{
  height: 2.25rem;   /* 36px */
  width: auto;
  display: block;
  object-fit: contain;
}
@media (max-width: 720px){
  .logo-img{
    height: 6.25rem;        /* 100px */
    margin-top: 0.8125rem;  /* 13px */
  }
}
/* Versão menor (ex.: footer) */
.logo-img.small{ height: 28px; }
/* Texto ao lado da logo */
.brand-text{
  font-weight: 800;
  letter-spacing: .3px;
  line-height: 1;
}

/* ===========================
   Botões (única definição)
   =========================== */
.btn{
  display:inline-flex; align-items:center; justify-content:center; gap:10px;
  padding:12px 18px; border-radius:999px; font-weight:800;
  border:1px solid transparent; cursor:pointer;
  transition:.2s transform,.2s box-shadow,.2s opacity,.2s filter
}
.btn:hover{ transform:translateY(-1px) }
.btn-primary{ background:var(--accentGrad); color:#fff }
.btn-ghost{ background:transparent; border-color:rgba(255,255,255,.14) }
.btn-primary:focus{ outline:none; box-shadow:0 0 0 4px var(--ring) }

/* estado desabilitado (ex.: faixa abaixo de 500k) */
.btn[disabled]{ opacity:.55; cursor:not-allowed; filter:saturate(.7); }
.btn-primary[disabled]{
  background: linear-gradient(135deg,#2a2a2e,#1a1a1d) !important;
  color:#9aa0aa !important;
  border-color: rgba(255,255,255,.08) !important;
  box-shadow:none !important;
}

/* =========================================================
   3) Placeholders “bloco prata” & Ratios
   ========================================================= */
.img-ph{
  border-radius:calc(var(--radius) - 2px);
  background: linear-gradient(180deg,var(--silver-soft),var(--silver));
  border:1px solid var(--silver-dark);
  box-shadow: inset 0 0 0 2px rgba(255,255,255,.25);
  display:grid; place-items:center;
  color:#2f333a; font-weight:800; letter-spacing:.3px;
  text-transform:uppercase; text-align:center; padding:12px;
}
.ph-label{
  background:rgba(255,255,255,.7);
  padding:8px 12px; border-radius:999px;
  border:1px solid rgba(0,0,0,.08)
}
.ph-small{ font-size:.85rem }

/* Aspect ratios */
.ratio-21x9{ aspect-ratio:21/9 }
.ratio-16x9{ aspect-ratio:16/9 }
.ratio-4x3 { aspect-ratio:4/3 }
.ratio-1x1 { aspect-ratio:1/1 }

/* Imagens reais responsivas */
.img-wrap{
  position:relative;
  width:100%;
  border-radius:calc(var(--radius) - 2px);
  overflow:hidden;
}
.img-wrap img,
.img-wrap picture,
.img-wrap picture img{
  width:100%; height:100%;
  display:block; object-fit:cover;
}

/* =========================================================
   4) Hero
   ========================================================= */
.hero{
  position:relative; overflow:hidden; padding:56px 0 28px;
  background:
    radial-gradient(1200px 600px at 90% -50%, rgba(125,27,42,.18), transparent 60%),
    radial-gradient(900px 420px at -10% 10%, rgba(63,12,20,.25), transparent 65%);
}
.hero-grid{
  display:grid; grid-template-columns:1.1fr .9fr;
  gap:24px; align-items:center
}
h1{
  font-size:clamp(2rem,2.5vw + .9rem,3rem);
  line-height:1.08; margin:8px 0 12px; font-weight:800
}
.txt-grad{ background:var(--accentGrad); -webkit-background-clip:text; background-clip:text; color:transparent }
.lead{ color:var(--muted); max-width:62ch }
.chip{
  display:inline-block; padding:8px 12px; border-radius:999px;
  background:rgba(255,255,255,.06); border:1px solid rgba(255,255,255,.08);
  font-weight:600; font-size:.9rem
}
.chips{ display:flex; flex-wrap:wrap; gap:10px; margin:14px 0 18px }

/* =========================================================
   5) Seções, Cards e Grids
   ========================================================= */
section{ padding:52px 0 }
.section-title{ font-size:1.7rem; font-weight:800; margin-bottom:6px }
.section-sub{ color:var(--muted); margin-bottom:22px }

.card{
  background:var(--card);
  border:1px solid rgba(255,255,255,.08);
  border-radius:var(--radius);
  padding:18px;
  box-shadow:var(--shadow)
}

.grid-3{ display:grid; grid-template-columns:repeat(3,1fr); gap:16px }
.grid-2{ display:grid; grid-template-columns:repeat(2,1fr); gap:16px }

/* =========================================================
   6) Formulários (refinado)
   ========================================================= */
.form-wrap{
  display:grid;
  grid-template-columns: 1.05fr .95fr;
  gap:24px;
  align-items:start; /* não estica a imagem */
}
form{
  background:var(--card);
  border:1px solid rgba(255,255,255,.1);
  border-radius:18px;
  padding:22px;
  box-shadow:var(--shadow);
}
.f-row{ display:grid; grid-template-columns:1fr 1fr; gap:14px; margin: 2px 0 8px }
.f-col{ display:flex; flex-direction:column; gap:8px; margin-bottom:10px }
label{ font-weight:700 }

input, select, textarea{
  width:100%;
  background:#0f0f11;
  border:1px solid rgba(255,255,255,.12);
  border-radius:12px;
  color:var(--text);
  padding:12px 12px;
  outline:none;
}
input::placeholder, textarea::placeholder{ color:#9aa0aa }
input:focus, select:focus, textarea:focus{
  border-color:rgba(255,255,255,.26);
  box-shadow:0 0 0 4px rgba(255,255,255,.06);
}

/* Select com seta custom */
select{
  appearance:none;
  background-image: url("data:image/svg+xml,%3Csvg width='20' height='20' viewBox='0 0 24 24' fill='none' xmlns='http://www.w3.org/2000/svg'%3E%3Cpath d='M7 10l5 5 5-5' stroke='%23b0b0b5' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E");
  background-repeat:no-repeat;
  background-position: right 12px center;
  padding-right: 38px;
}

/* Estado de NÃO elegível (abaixo de 500k) */
select.is-ineligible{
  border-color:#ff5d5d !important;
  background-color: rgba(255,93,93,.08);
}
select.is-ineligible:focus{
  box-shadow:0 0 0 4px rgba(255,93,93,.25);
}
#eligibilityMsg{
  display:none;
  margin-top:8px;
  color:#ffd9d9;
  background:rgba(255,93,93,.12);
  border:1px solid rgba(255,93,93,.28);
  padding:10px 12px;
  border-radius:10px;
}

/* Radios inline estáveis */
.inline label{ display:inline-flex; align-items:center; gap:8px; }

.help{ color:var(--muted); font-size:.85rem }
.error{
  display:none; margin-top:8px; color:#ffd9d9;
  background:rgba(255,93,93,.12);
  border:1px solid rgba(255,93,93,.28);
  padding:10px 12px; border-radius:10px
}
.success{
  display:none; margin-top:12px; color:#c7ffe8;
  background:rgba(18,208,125,.12);
  border:1px solid rgba(18,208,125,.28);
  padding:10px 12px; border-radius:10px
}
.disclaimer{ font-size:.85rem; color:var(--muted); margin-top:8px }

/* Imagem lateral do formulário (mantém proporção e apresenta como card) */
.form-wrap > .img-wrap{
  border:1px solid rgba(255,255,255,.08);
  box-shadow:var(--shadow);
  border-radius:18px;
  align-self:start;
}

/* Âncoras com header fixo */
#formulario, #cases, #faq, #contato{ scroll-margin-top: 80px; }

/* =========================================================
   7) Depoimentos (sem foto)
   ========================================================= */
.quote-card .quote-header{
  display:flex; align-items:center; gap:12px; margin-bottom:8px;
}
.avatar{
  width:44px; height:44px; border-radius:999px;
  background: var(--accentGrad); color:#fff; font-weight:900;
  display:grid; place-items:center; box-shadow: var(--shadow);
  letter-spacing:.5px;
}
.quote{
  font-size:1rem; position:relative; margin:6px 0 0;
}
.quote::before{
  content:"“"; position:absolute; left:-10px; top:-6px;
  font-size:2rem; line-height:1; color:rgba(255,255,255,.25);
}

/* =========================================================
   8) FAQ — Accordion
   ========================================================= */
#faq .grid-2{ align-items:start; }

#faq .card details{
  margin:0 0 10px;
  border:1px solid rgba(255,255,255,.08);
  border-radius:12px;
  overflow:hidden;
  background:rgba(255,255,255,.02);
}
#faq .card details:last-child{ margin-bottom:0; }

#faq .card summary{
  cursor:pointer;
  list-style:none;
  padding:12px 44px 12px 14px;
  font-weight:700;
  position:relative;
  transition: background .2s ease, color .2s ease;
}
#faq .card summary::-webkit-details-marker{ display:none; }

#faq .card summary:hover{ background:rgba(255,255,255,.04); }

#faq .card summary::after{
  content:"+";
  position:absolute;
  right:14px; top:50%; transform:translateY(-50%);
  font-weight:900; color:var(--muted);
  transition: transform .2s ease, color .2s ease;
}
#faq .card details[open] summary::after{
  content:"–";
  color:#fff;
}
#faq .card details p{
  padding:0 14px 12px;
  color:var(--muted);
}

/* =========================================================
   9) Contato & Aviso Final (logo/banner centralizado)
   ========================================================= */
#contato{ scroll-margin-top: 80px; }

.contact-final{
  background: linear-gradient(180deg, rgba(255,255,255,.02), rgba(255,255,255,.00));
  padding: 48px 0 36px;
  border-top: 1px solid rgba(255,255,255,.06);
}
.contact-grid{
  display:grid;
  grid-template-columns: 1fr 1fr;
  gap: 24px;
  align-items: start;
}

/* Banner horizontal (logo com nome dentro da imagem) */
.contact-brand{
  display:flex;
  flex-direction:column;
  align-items:center;
  text-align:center;
}
.contact-brand .brand-logo{
  display:block;
  height:150px;            /* tamanho final (ajustado) */
  width:auto;
  max-width:100%;
  object-fit:contain;
  margin:0 auto 10px;
}
.contact-brand .tagline{
  color: var(--muted);
  max-width: 40ch;
  margin: 0;
}

.contact-info .section-title{ margin-bottom: 6px; }
.contact-list{ list-style:none; padding:0; margin:0; }
.contact-list li{
  display:flex; gap:8px; align-items:baseline;
  padding: 6px 0;
  color: var(--text);
}
.contact-list li span{ color: var(--muted); min-width: 92px; display:inline-block; }
.contact-list a{ text-decoration: underline; text-underline-offset: 2px; }

.contact-divider{
  height:1px; background: rgba(255,255,255,.08);
  margin: 20px 0;
}
.disclaimer-long{
  color: var(--muted);
  font-size: .95rem;
  line-height: 1.6;
  margin: 10px 0 0;
}
.copyright-line{
  color: var(--muted);
  font-size: .9rem;
  margin-top: 12px;
}
.copyright-line a{ text-decoration: underline; text-underline-offset: 2px; }

/* =========================================================
   10) Rodapé
   ========================================================= */
footer{
  padding:36px 0; color:var(--muted);
  border-top:1px solid rgba(255,255,255,.06);
  margin-top:30px
}
.footer{ display:flex; justify-content:space-between; gap:14px; flex-wrap:wrap }

/* =========================================================
   11) Responsividade
   ========================================================= */
/* <= 980px */
@media (max-width:980px){
  .hero-grid{ grid-template-columns:1fr }
  .form-wrap{ grid-template-columns:1fr }
  .grid-3{ grid-template-columns:1fr }
  .grid-2{ grid-template-columns:1fr }
  .f-row{ grid-template-columns:1fr }
  .contact-grid{ grid-template-columns: 1fr; }
}

/* <= 720px: esconde CTA “Como funciona” e melhora o botão “Simular crédito” do header */
@media (max-width:720px){
  .hide-mobile{ display:none }

  /* Melhorias APENAS no botão do header */
  header .cta .btn-primary{
    font-size: 0.9375rem;       /* 15px */
    padding: 0.625rem 1rem;     /* 10px 16px */
    border-radius: 9999px;
    white-space: nowrap;
    border: 1px solid rgba(255,255,255,.14);
    box-shadow: 0 10px 22px rgba(125,27,42,.35), 0 3px 10px rgba(0,0,0,.35);
    letter-spacing: .3px;
    transition: transform .15s ease, box-shadow .15s ease, filter .15s ease;
  }
  header .cta .btn-primary:hover{ transform: translateY(-1px) scale(1.01); }
  header .cta .btn-primary:active{ transform: translateY(0); filter: brightness(.98); }

  .contact-final{ padding: 40px 0 28px; }
  .contact-list li span{ min-width: 84px; }

  /* Também centraliza no mobile */
  .contact-brand{
    display:flex; flex-direction:column;
    align-items:center; justify-content:center;
    text-align:center;
  }
  .contact-brand .brand-logo{
    height:150px; width:auto; max-width:100%;
    margin:0 auto 10px;
  }
}

/* ====== FORM: alinhar a imagem lateral no desktop ====== */
@media (min-width: 980px){
  /* as duas colunas passam a ter a mesma altura */
  .form-wrap{
    align-items: stretch;                     /* força as colunas a esticarem */
    grid-template-columns: 1fr 0.95fr;        /* proporção confortável */
  }

  /* a imagem vira um “card” com a MESMA altura do form */
  .form-wrap > .img-wrap{
    align-self: stretch;                      /* ocupa a altura total da linha do grid */
    height: 80%;
    aspect-ratio: auto !important;            /* ignora o 4x3 no desktop */
    border: 1px solid rgba(255,255,255,.08);
    border-radius: 18px;
    box-shadow: var(--shadow);
    overflow: hidden;
    margin-top: 145px;
  }

  /* cobre todo o container, centralizada, sem distorcer */
  .form-wrap > .img-wrap img{
    width: 100%;
    height: 100%;
    object-fit: cover;
    object-position: center;                  /* centraliza o foco da imagem */
    display: block;
  }
}

/* no mobile/tablet volta a usar a proporção 4x3 e não estica */
@media (max-width: 979px){
  .form-wrap{
    align-items: start;
  }
  .form-wrap > .img-wrap{
    aspect-ratio: 4 / 3;                      /* mantém seu ratio no mobile */
    height: auto;
    border: 1px solid rgba(255,255,255,.08);
    border-radius: 18px;
    box-shadow: var(--shadow);
    overflow: hidden;
  }
  .form-wrap > .img-wrap img{
    height: 100%;
    object-fit: cover;
  }
}